About Michelle Southern

A Passion for Strategic Finance & Financial Freedom

Michelle is the founder of Elevate Financial, driven by a deep passion for finance and helping individuals and families achieve financial freedom. With over 20 years of experience in banking and finance, she brings a wealth of industry knowledge to every client interaction. For Michelle, finance is about more than securing loans—it’s about empowering people to make informed decisions that support their long-term goals and future security.

What truly sets Michelle apart is her personalised, hands-on approach. She recognises that no two financial journeys are the same and tailors solutions to suit each client’s unique circumstances. Whether supporting first-home buyers, guiding clients through refinancing, or structuring finance for experienced investors, Michelle leverages her expertise and access to a network of over 60 lenders to deliver strategic, well-considered outcomes focused on long-term success.

Empowering Clients Beyond the Numbers

Michelle’s impact goes beyond finance. Her mission is to equip clients with the confidence and knowledge to make smarter financial decisions and take control of their future. She works closely with clients at every stage of their journey, helping them refine their strategy and move closer to the lifestyle they envision.

Outside of work, Michelle is a devoted mother of two who embraces an active and adventurous lifestyle. A Guinness World Record holder and extreme sports enthusiast, she enjoys travel, fitness, and pushing boundaries—bringing the same energy, discipline, and determination into her professional life.

Work with Michelle